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Why take a home loan ?

In my 27 years of real estate consulting, I have seen almost 93% of my clients avail a home loan to fund their home purchase. Since most home purchases are beyond the budget of home buyers, they use home loans to bridge the gap between their funding and the total cost of the home they are buying.

But what if I tell you that many home buyers still opt for home loans even if they have spare funds to buy the dream home. Yes that’s true. In today’s scenario buyers prefer taking a home loan to fund such purchase. And here is my insight into why these clients prefer taking a home loan.


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The Indian Realtor’s Manifesto

The Merriam-Webster dictionary defines the word ‘Manifesto’ as a written statement declaring publicly the intentions, motives, or views of its issuer”. The closest we would come to reading a manifesto is before a crucial election when a political party or an aspiring candidate would publish one. It is a detailed statement that tells people what the party/candidate is about and what they hope to achieve by contesting the elections.


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8 Ways Your Real Estate Agent Is Like Your Mother

  1. They make you clean your room:
    While dealing with prospective buyers for your home, it is always the first impression that matters. It should not come as a surprise to you if your real estate agent asks you to clear the clutter in the living room, replace the bed sheets and generally ensure that your home is presentable just like your mother did.

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9 Popular Myths about Real Estate Agents That Aren’t True

We all know at least one Real estate agent whom we have used for buying or selling property. Our perception about the stereo-typed realtor is probably because of this interaction or probably due to the depiction of one in television serials or movies. However, these assumptions are not always as real as they seem and are far from reality. It’s time to clear the air about these myths that have been around for years and we shall do this in course of this article.


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5 Top Reasons to use a Realtor while buying a home

Your decision to buy a home could possibly be the most important one in your lifetime (choosing your spouse would be another) and carries the highest value in terms of money invested. It’s a huge step to invest in a home of your own and relieve yourself of the hassles of a rented one. You will need to ascertain that you take the right steps and make this single largest investment of your life, truly count.

Here are 5 major reasons why you would do well to use a Realtor during this process:


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Top 25 Simple and Stress-Free Moving Day Tips!

Shifting into a new home seems like an exciting event in one’s life as you look forward to a new environment, better amenities and of course, new neighbours. It is the process of moving to the new address that is the scary part and most people look for a fool-proof and easy way to do this. We know that and here’s a useful and comprehensive list of hacks which will ease the moving process helping you to navigate through the tricky waters.

For your convenience, we have divided these useful hacks into three parts:

  • Before you move
  • While you move and
  • The day you move


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Bring Home Real Happiness through proven Scientific Methods

We humans need shelter to protect ourselves from the external forces of nature, harmful elements and to get a good night’s sleep for which a HOME is necessary. Doesn’t the word “Home” make us feel warm and emotional all over? This primarily due to the security a home provides and the happiness we derive from it. While visiting friends or relatives, you would have realized that certain homes exude a higher happiness quotient than others though you could not assign any specific reason for this feeling. If it’s secret was available in a usable format, surely there would be many takers for it. Fortunately, modern day research has revealed that it is possible to increase the level of happiness at one’s home by carrying out certain simple and doable steps. So let’s move on to knowing what they are and implement them quickly.


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Homeownership is an effective investment option. Ignore it at your own risk!

If you are one of those tentative individuals who is still swinging between renting and buying a home of your own, then this article is for you. Just so that you feel better, you are not alone when it comes to decision making related to a home and we know there could be many genuine reasons behind this procrastination. After all, it’s a long term commitment, isn’t it, much like getting married? No one would blame you for changing and chopping plans about buying a home.

If you would want to believe people (like us) who have been there and done that, there are certainly many virtues of taking this long term pledge. Let’s explore a few emotional and financial reasons for taking the plunge as you read on and ponder about it:


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5 Simple Steps to Connect Easily with your Neighbour

While we have all heard about the popular quote “Love Thy Neighbour”, it has always been a difficult one to practice and execute in real life. How many of us take that extra-effort to know our immediate neighbours and engage with them in the real sense of the word? Our busy and fast-paced lives are divided between family and work, barely leaving any space to socialize with our neighbours. When there is any kind of emergency at home or in the family, we always rush to our neighbours for help. It is always nice to share a comfortable relationship with next-door neighbours, but first it is important to become a good neighbour yourself to others.

Here’s how this can be done easily without making a major effort to establish yourself as a good and reliable neighbour everyone would love to have:


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Top Reasons of Home Loan Rejection and How to Manage Them

When you watch any home loan advertisement on television with all the happy and smiling faces in it, settling down into a brand new home, little do you know the hard work behind the satisfied smiles of the home owners. New loan applicants are oblivious to the complications they could face while submitting a loan application, the documentation needed and the follow-up work involved.

Through this article, we have created a list of reasons why your home loan could get rejected and this will help you to tide over them and avoid these common reasons:


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