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Why take a home loan ?

In my 27 years of real estate consulting, I have seen almost 93% of my clients avail a home loan to fund their home purchase. Since most home purchases are beyond the budget of home buyers, they use home loans to bridge the gap between their funding and the total cost of the home they are buying.

But what if I tell you that many home buyers still opt for home loans even if they have spare funds to buy the dream home. Yes that’s true. In today’s scenario buyers prefer taking a home loan to fund such purchase. And here is my insight into why these clients prefer taking a home loan.


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Top Reasons of Home Loan Rejection and How to Manage Them

When you watch any home loan advertisement on television with all the happy and smiling faces in it, settling down into a brand new home, little do you know the hard work behind the satisfied smiles of the home owners. New loan applicants are oblivious to the complications they could face while submitting a loan application, the documentation needed and the follow-up work involved.

Through this article, we have created a list of reasons why your home loan could get rejected and this will help you to tide over them and avoid these common reasons:


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